hi mate
i must agree with dick,messing about with your p.c,s fans is not recommended,the fans are set to revolve at a certain speed for a reason,lowering these speeds will give rise to higher cpu and gpu tempertures which cant be good for the overall performance of your p.c
and allowing any processor to run at higher tempertures is unadvisable,all processors tempertures should allways be kept as low as possible,never put your processor under any unnessecary strain
however for reference you can find the maximum working temperture for the AMD Athlon 64 X2 Dual core processor 4800+ at http://www.amd.com/us-en/Processors/ProductInformation/0,,30_118_9485_13041,00.html
also have you tried using "speed-fan"(http://www.almico.com/speedfan.php),this is a utility that monitors voltages, fan speeds and temperatures in computers with hardware monitor chips
however this only works on compatible motherboards so check that yours is supported before you use this utility
good luck mate !